How to Make the Biggest Impact to Your Credit Score in the New Year
Discover the key factors that have the most significant impact on your credit score and learn how to optimize them for a better financial future.
Financial Education Insights from Education First Federal Credit Union
Your key to financial education, lifestyle content and savvy money management.
4 Reasons Your Credit Matters Beyond Borrowing
If you were asked for your credit score right now, would you know the answer? Don’t sweat it if you’re unsure, you’re not alone. According to a survey of 2,000 Americans conducted by OnePoll in May of 2023, one in ten Americans have no idea what their credit score is, and one in five wouldn’t know how to check it.
Credit Card Debt Is Down - Inflation May Change That
Over the past few years, credit card balances were paid down and delinquent accounts became less common. But two years after the COVID-19 pandemic began, those trends - spurred by increased savings and relief programs - could evaporate, especially as inflation soars.
6 Ways to Boost Your Credit Score
An excellent credit score is the ultimate goal of the financially responsible consumer. Those three magic digits tell a story of accountability, good financial sense, and the ability to spend mindfully. A great credit score also unlocks doors for large, affordable loans, employment opportunities, and more.