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Financial Education Insights from Education First Federal Credit Union

Your key to financial education, lifestyle content and savvy money management.


Buying a home in a changing market

A home loan, otherwise known as a mortgage, enables you to purchase a house without paying the full price out of pocket at the time of the purchase. For most people, buying a home is the biggest financial transaction in their lifetime. For that reason alone, if you’re in the market for a new home, it’s best to learn all you can about home loans so...

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5 Good Reasons to Tap into Your Home Equity

A home equity line of credit, or HELOC, is typically a cheap source of credit, with current rates averaging less than 5%. But borrowing against your home equity can be risky. Rates are typically variable, and payments can balloon after the initial interest-only period ends. Less equity also means less cushion if your home value drops, leaving you...

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