What to Look for in a Checking Account: A Comprehensive Guide
Discover the essential features and benefits to consider when choosing a checking account.
Financial Education Insights from Education First Federal Credit Union
Your key to financial education, lifestyle content and savvy money management.
Top Personal Finance Podcasts to Help Achieve Your Goals
In today's fast-paced world, information is readily available at our fingertips. If you're looking to gain a better understanding of personal finance, there's no shortage of resources to help you along the way, and podcasts are one of them.
Debunking the 9 Common Misconceptions About Saving Money
There are a million things on your plate, so the idea of prioritizing your savings may seem like a daunting task. If you’re struggling to build your savings, you are not alone. According to Forbes, the average American is saving less money now than in previous years.
Is It Time to Rethink Your Checking Account?
Technology in the banking industry is changing the services offered with checking accounts. Is yours still the right fit for you?
Financially Fit in an Inflated Economy: 6 Strategies for Success
It’s 2023 and the price of eggs has tripled in the last couple of years, vehicles have increased by approximately 25%, and the price of real estate has increased significantly. It feels almost unattainable to be in a good financial position in our current economy. However, being financially fit doesn’t mean that you make high wages, or that you...
Buying a home in a changing market
A home loan, otherwise known as a mortgage, enables you to purchase a house without paying the full price out of pocket at the time of the purchase. For most people, buying a home is the biggest financial transaction in their lifetime. For that reason alone, if you’re in the market for a new home, it’s best to learn all you can about home loans so...
Benefits of an Interest-Bearing Checking Account
What is an interest-bearing checking account? An interest-bearing checking account is a checking account that accrues interest/dividends at a set rate. Traditional checking accounts do not earn interest/dividends since they're designed to be used to hold funds for everyday expenses. Savings accounts do earn interest, but accessibility of funds is...
Debt Consolidation Loan v. Balance Transfer
We're all looking for the least expensive way to pay down high interest credit card debt. There are several options to consider and if you have a decent credit score you'll have even more options available to you. Two of the most popular and effective methods are balance transfer credit cards and debt consolidation loans. Both can help you pay...
Money Management for Modern Couples
If you've taken the plunge and you're living with your partner or spouse, new living arrangements mean new responsibilities -inevitably including financial ones. While it can be daunting to discuss money, you need to do it to ensure a happy, long relationship. In light of the fact that a recent study has shown 18-34 year old's are the least adept...