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Financial Education Insights from Education First Federal Credit Union

Your key to financial education, lifestyle content and savvy money management.

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Buying a home in a changing market

A home loan, otherwise known as a mortgage, enables you to purchase a house without paying the full price out of pocket at the time of the purchase. For most people, buying a home is the biggest financial transaction in their lifetime. For that reason alone, if you’re in the market for a new home, it’s best to learn all you can about home loans so...

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Debt Consolidation Loan v. Balance Transfer

We're all looking for the least expensive way to pay down high interest credit card debt. There are several options to consider and if you have a decent credit score you'll have even more options available to you. Two of the most popular and effective methods are balance transfer credit cards and debt consolidation loans. Both can help you pay...

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Money Management for Modern Couples

If you've taken the plunge and you're living with your partner or spouse, new living arrangements mean new responsibilities -inevitably including financial ones. While it can be daunting to discuss money, you need to do it to ensure a happy, long relationship. In light of the fact that a recent study has shown 18-34 year old's are the least adept...

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