Skip to content


Welcome to The Vault - your key to financial education, lifestyle content and savvy money management.

man sits at his computer with a mug of coffee in his hand

When to Consider a Small Business Loan

Many entrepreneurs use personal savings and credit to cover their initial costs because it can be difficult to get a business loan for a startup without a proven track record and credit history. However, relying on credit cards with high-interest rates and low credit limits is not a sustainable situation. Take a look at the advantages of a...

Read more
image of bitcoin

What you need to know about Cryptocurrency.

Cryptocurrency is a word that many know but fewer understand. Survey data shows that 98% of people do not have a basic understanding of what cryptocurrency is. With so much information online and so many terms and concepts, it can be challenging to understand what cryptocurrency is, how you get it, and if these coins are safe investments. 

Read more
graphic of interest rates increasing over time

Rising Interest Rates Effect on the Economy

Q: I've heard that the Fed plans to raise the interest rate this year. How will this impact the economy and the current inflation rates?    A: The rising inflation rate, once determined to be a transitory and natural consequence of pandemic lockdowns, now appears to be here to stay, given that headlines announced a 7% increase in the consumer...

Read more
scam alert graphic

5 Popular Cash App Scams

Person-to-Person payments (P2P) have changed the way that people give and receive money.  According to a Statista Global Consumer Survey in 2021, 42% of Americans had transferred money to friends or family using one of these services. But the same technology that makes our lives easier in many ways can also cause some major damage to your bank...

Read more
picture of the eye of a hurricane

Top 10 Hurricane Apps

Even with all kinds of advances in technology, we all know natural disasters can still wreak havoc on our lives, especially here in southeast Texas. In any disaster, it's incredibly important to be able to reach help - that's where technology can make a big difference.  Many apps have been created to benefit the user in the event of a hurricane,...

Read more
smiling woman sitting at a desktop computer

Benefits of an Interest-Bearing Checking Account

Q: I'd like to open a new account to keep my savings and I'm wondering if I should go with another savings account or an interest-bearing checking account. What are the benefits and drawbacks of such a checking account?    A: An interest-bearing checking account - a dividend-bearing checking account at credit unions - can be a powerful financial...

Read more

Gain Access to the Vault. Subscribe Today!