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Financial Education Insights from Education First Federal Credit Union

Your key to financial education, lifestyle content and savvy money management.

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How to Build a Back-to-School Budget That Works

It's that time of year again! As summer begins to wind down, back-to-school shopping quickly moves to the top of many families' to-do lists. From notebooks and backpacks to new clothes and classroom supplies, the costs can add up faster than you might expect.

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Phone with fraud call on screen

Most Common Scam Calls & Texts in Texas (2026 Guide)

The most common scam calls and texts targeting Texans involve bank impersonation, romance fraud, toll and delivery fee text schemes, fake job offers, deepfake emergency calls, and digital arrest threats. Scammers use urgent pressure to trick individuals into sharing online banking logins, wire transfers, or verification passcodes. At Education...

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The Hidden Costs of Car Ownership: Budgeting Beyond the Payment

Whether you’re cruising down Eastex Freeway or heading out for a weekend at Sam Rayburn Lake, there is nothing quite like the feeling of being behind the wheel of a new car. When most of us shop for a vehicle, we tend to focus on one primary number: the monthly loan payment. However, at Education First Federal Credit Union, we want to help our...

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America's 250th Anniversary: Words With a Navy Veteran

While the Fourth of July is often associated with celebration, it is also a time to reflect on the meaning of service and independence. In recognition of the holiday, we spoke with Aaron, a veteran and member of our team, about his perspective on American values, the Southeast Texas community, and his advice for younger service members and recent...

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Close-up of a person's hand receiving car keys from a dealer, with a happy couple smiling inside the new car, illustrating the benefits of auto loan pre-approval.

Beyond the Dealership: Why Getting Pre-Approved for an Auto Loan is Your Best Negotiation Tool | Education First Federal Credit Union

Finding the perfect car is an exciting journey, especially with so many great options cruising around Southeast Texas. Whether you’re eyeing a brand-new truck or a reliable SUV for family trips to the coast, the process usually starts with a test drive. However, before you even set foot on the lot, there is one step that can completely change your...

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