The 2026 Auto Refinance Checklist: When Does a Lower Rate Actually Save You Money?
Wondering whether refinancing your car loan is worth it in 2026? This checklist breaks down the key factors that may impact your savings.
Financial Education Insights from Education First Federal Credit Union
Your key to financial education, lifestyle content and savvy money management.
.png)
What you need to know about Cryptocurrency.
Cryptocurrency is a word that many know but fewer understand. Survey data shows that 98% of people do not have a basic understanding of what cryptocurrency is. With so much information online and so many terms and concepts, it can be challenging to understand what cryptocurrency is, how you get it, and if these coins are safe investments.
How to Save Money on Your Medical Expenses
Medical debt in the United States, as of August 2021, was approximately 140 billion dollars, and 45% of Americans state that they would find it difficult to pay an unexpected $500 medical bill.
The Vault | Home Equity Loans: a Renovator's Funding Solution
There are several ways to fund a home renovation - but a home equity loan is not always top of mind - but it might just make sense for you. Let's take a deeper look and answer some of the most popular questions out there about home equity loans.
Rising Interest Rates Effect on the Economy
Q: I've heard that the Fed plans to raise the interest rate this year. How will this impact the economy and the current inflation rates? A: The rising inflation rate, once determined to be a transitory and natural consequence of pandemic lockdowns, now appears to be here to stay, given that headlines announced a 7% increase in the consumer price...
Pet Insurance Can Be Your Wallet's Best Friend
Annie Dinwiddie's dog Rosie is 181 pounds of pure love. But all the love in the world won't cover the nearly $25,000 in vet bills Dinwiddie has racked up since she got her pup. Thankfully, pet insurance will.
5 Popular Cash App Scams
Person-to-Person payments (P2P) have changed the way that people give and receive money. According to a Statista Global Consumer Survey in 2021, 42% of Americans had transferred money to friends or family using one of these services. But the same technology that makes our lives easier in many ways can also cause some major damage to your bank...
Top 10 Hurricane Apps
In any disaster, it's incredibly important to be able to reach help - that's where technology can make a big difference.
Benefits of an Interest-Bearing Checking Account
What is an interest-bearing checking account? An interest-bearing checking account is a checking account that accrues interest/dividends at a set rate. Traditional checking accounts do not earn interest/dividends since they're designed to be used to hold funds for everyday expenses. Savings accounts do earn interest, but accessibility of funds is...
6 Ways to Boost Your Credit Score
An excellent credit score is the ultimate goal of the financially responsible consumer. Those three magic digits tell a story of accountability, good financial sense, and the ability to spend mindfully. A great credit score also unlocks doors for large, affordable loans, employment opportunities, and more.