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Many entrepreneurs use personal savings and credit to cover their initial costs because it can be difficult to get a business loan for a startup without a proven track record and credit history. However, relying on credit cards with high-interest rates and low credit limits is not a sustainable situation. Take a look at the advantages of a...
Over the past few years, credit card balances were paid down, and delinquent accounts became less common. But two years after the COVID-19 pandemic began, those trends - spurred by increased savings and relief programs - could evaporate, especially as inflation soars.
